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Real Estate Earnest Money and Wires

DOJ Will No Longer Enforce Key Disability Rights Guidance

July 24, 2026
Andrew Freeze

TakeawaysIn mid-July 2026, the United States Department of Justice (DOJ) published a notice about long-standing federal guidance on disability rights. Many states and courts have relied on this guidance for more than a decade, but the DOJ now says it is not enforceable.The notice focuses on the DOJ’s 2011 Statement of the Department of Justice on Enforcement of the Integration Mandate of Title II of the Read More

Filed Under: Special Needs Planning Tagged With: Disability Rights, Americans with Disabilities Act, Medicaid, Legal Updates

More Disabled Veterans Eligible for Tax-Free ABLE Accounts

July 9, 2026
Andrew Freeze

TakeawaysAchieving a Better Life Experience (ABLE) accounts offer tax-free growth and tax-free withdrawals for qualified disability expenses such as housing and health care. As of January 1, 2026, more veterans can qualify for ABLE accounts because the disability onset age has increased from 26 to 46. Up to $100,000 in an ABLE account generally won’t count toward the Supplemental Security Income (SSI) Read More

Filed Under: Special Needs Planning Tagged With: ABLE Accounts, Disability Benefits, Veterans, SSI

What Is a Guardian Ad Litem and What Do They Do?

June 24, 2026
Andrew Freeze

TakeawaysA guardian ad litem (GAL) is a court-appointed, neutral advocate focused solely on a vulnerable person’s best interests during a specific legal case. Their role ends when the case is over. GALs investigate and report to the judge by meeting with the person, reviewing records, interviewing key people, and assessing safety and living conditions before making recommendations. A strong GAL looks for Read More

Filed Under: Guardianships Tagged With: Guardian Ad Litem, Adult Guardianship, Incapacity

Estate Planning Does Not Have to be Overwhelming

June 11, 2026
Andrew Freeze

One of the most common reasons people put off estate planning is simple: they assume it will be difficult.They imagine a long, uncomfortable process. They worry they will need to know exactly what documents they need before they ever meet with an attorney. They may feel embarrassed that they have waited too long or possibly that they don’t know where to begin because these things are complicated.The truth is Read More

Filed Under: Estate Planning Tagged With: Powers of Attorney, Wills, Trusts, Estate Planning Basics

How Assistive Technology Benefits Students With Disabilities

June 1, 2026
Andrew Freeze

For students with disabilities, assistive technology can make the difference between merely attending school and truly participating in it. A new report from the U.S. Government Accountability Office (GAO) looks at how schools are providing these tools and where students with disabilities may still be falling through the cracks.The report, titled Students With Disabilities: Assistive Technology Challenges and Read More

Filed Under: Special Needs Planning Tagged With: IEPs, Disability Rights, Special Education, Assistive Technology

Two Common Special Needs Trust Mistakes Families Make

May 15, 2026
Andrew Freeze

TakeawaysSpecial needs trusts (SNTs) help people with disabilities cover expenses while remaining eligible for needs-based government benefits such as Medicaid and Supplemental Security Income (SSI). Common mistakes, like giving the beneficiary cash gifts or directly paying for their housing costs, may lead to a reduction or loss of their SSI and Medicaid benefits.When managed correctly, a special needs trust Read More

Filed Under: Special Needs Planning Tagged With: Medicaid, Disability Benefits, SSI, Special Needs Trusts

11 Common Special Needs Planning Acronyms

May 11, 2026
Andrew Freeze

 Navigating the world of disability benefits and supports can feel overwhelming, especially with all the acronyms involved. Understanding these acronyms can make planning for things like education, financial support, and care go more smoothly.Here are 11 common acronyms you may encounter in special needs planning, from financial programs like SSI and SSDI to care-related terms such as HCBS, so you know what Read More

Filed Under: Special Needs Planning Tagged With: SSDI, Disability Benefits, SSI, Special Needs Trusts

Special Needs Resources Online: A Family Guide

May 1, 2026
Andrew Freeze

TakeawaysOnline tools can help you spot developmental delays early and know when to ask for a screening. After a diagnosis, early intervention programs can connect young children to services and supports. During the school year, parent centers and reputable nonprofits can help you understand special education rights and prepare for school meetings. As your child approaches adulthood, planning resources Read More

Filed Under: Special Needs Planning Tagged With: Disability Rights, Disability Benefits, Family Resources

Who Are the Key Players in Special Needs Planning?

March 24, 2026
Andrew Freeze

TakeawaysSpecial needs planning requires a team of various professionals, such as attorneys, financial planners, trustees, and care managers. These experts help families address the legal, financial, and daily care needs of people with disabilities. This includes setting up special needs trusts, securing legal guardianship, and coordinating access to services.A quarter of households in the United Read More

Filed Under: Special Needs Planning Tagged With: Special Needs Trusts, Family Resources, Guardianships, Disability Benefits

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